About Maryland Down Payment Assistance & Our Expert Team

ABOUT US

Ready to Own Your Home? Let Down
Payment Assistance Guide You.

Welcome to Maryland Down Payment Assistance, your trusted partner in making homeownership dreams a reality. Based in Maryland, we specialize in providing comprehensive down payment assistance programs to help individuals and families achieve their goals of buying a home.

Whether you’re a first-time homebuyer or looking to explore new opportunities, we offer personalized solutions designed to ease the financial challenges of homeownership. Our expert team works closely with you to identify the best down payment assistance options available, ensuring a smooth and stress-free process.

Maryland homes and city buildings — helping first-time buyers achieve homeownership
Tram in Maryland city — local support for your home buying journey

At Maryland Down Payment Assistance, we understand the complexities of the home buying journey, and we are committed to helping you navigate the process with confidence. With our extensive knowledge of Maryland’s housing market and available programs, we are here to guide you every step of the way.

Let us help you unlock the door to your new home with the support and resources you need to get started. Reach out to us today and discover how down payment assistance can make homeownership more affordable than ever!

OUR TEAM

Team Members

JOSH POMLES

Loan Originator | NMLS# 142287

With over 24 years in the mortgage industry, Josh Pomles is dedicated to helping those within his community achieve the dream of homeownership. As a Loan Officer with The Desai Team, he ensures a dependable, convenient, and positive experience for clients, whether they are purchasing a new home or refinancing an existing mortgage.

Josh is known for his exceptional service and availability, providing clear and consistent communication throughout the homebuying process. He views his work not just as handling loans but as building lasting relationships, aiming to be your trusted Loan Officer for life.

Friendly mortgage expert offering guidance — Josh Pomles, Maryland loan originator

Based in Maryland, Josh serves clients with the same dedication and care as if they were his neighbors. He believes in providing outstanding service and straightforward advice. Josh ensures clients are wellinformed about their options, whether they are first-time homebuyers, purchasing a second home, or consolidating high-interest debt through a cash-out refinance. Josh is honored and grateful for the opportunity to help you achieve your homeownership dreams!

Geneva Dignan assisting clients — preparing smooth loan transactions in Maryland

Geneva Dignan

Loan Officer

Once you're under contract,Geneva prepares your file for processing. She will be in communication with borrowers to ensure a smooth transaction.

ASHISH DESA

Loan Processor

Ash works behind the scenes with underwriters and borrowers to expedite your loan process. He ensures your file is quality control checked for accuracy.